Meet the RFS Team

It would be our privilege to assist with your financial and retirement needs.
Read Ric's biography

RIC RUNESTAD IS THE PRINCIPAL OWNER of Runestad Financial Services (RFS), an agency that specializes in helping people plan for retirement. Ric Runestad started in finance in insurance in 1999, and shortly after founded RFS.

Through his career, Ric has advised well over 1,000 clients.  He has won numerous awards from the various financial institutions with whom he partners.  He has been listed in the top ten of Indiana Long-Term Care partnership production, and has qualified for the Presidents Club/Top Ten Producer list with three different companies.  A Central Michigan University graduate and has earned his Investment Advisor Representative designation in addition to FINRA Series 65 securities registration.  His conservative philosophy has allowed his clients to avoid any market losses over the past year.

Growing up on a farm in Michigan in a family of six children taught Ric the value of hard work and the value of money.  Ric is also a military veteran. He and his wife, Jenni, are the proud parents of three girls, Emili, Natali, and Molli.  When not working, Ric Runestad enjoys spending time with his family, attending church, and writing articles.

Read Jenni's biography

Jenni is a licensed agent and also the co-owner of Runestad Financial Services with her husband, Ric.

As the mother of three, she remains very involved in the local community and participates in area groups that raise funds for Leo schools.  Her daughters are third generation Leo students, and she takes pride being engaged in the school board and other committees.

Jenni graduated from Taylor University where she played on the tennis team that qualified for the NAIA national championship four straight years.

When not working, she likes to spend time with her family, is an avid tennis player and enjoys reading.

Read Daniel's biography

Since joining the team at Runestad Financial Services several years ago, Daniel Kruse has become a leading expert on Medicare benefits in Northern Indiana. Daniel specializes in Medicare Supplements, Medicare Advantage and Prescription Drug plans. He is certified and experienced in all types of Medicare plans.

Daniel’s firm commitment in making sure each of his clients is always in the best plan possible has allowed him to serve hundreds of clients. Each year Daniel and his team help review and make changes to each of his Medicare Advantage and Prescription Drug plan clients during the Medicare Open Enrollment. Daniel ensures everyone is contacted and given the chance to make sure they have the best plan for them from year to year. So, whether you’re turning 65 or already on Medicare, Daniel commits to giving you great service, pricing and value.

When not helping his clients, Daniel enjoys spending time with his wife, Beth, daughther, Charlotte, and son, Emeth. He is also active in his church, discipleship and hospitality. An avid gardener, Daniel is also a musician and an auctioneer.

 

Read Maria's biography

Maria worked in human resources for a local hospital network for almost 16 years prior to branching out in the finance industry with Runestad Financial Services.  Her previous positions provided well-rounded, hands-on experience in areas such as customer service, communication, and general business responsibilities.

Maria is a graduate of Huntington University (back when it was still a college!) where she majored in English.

Outside of work, Maria assists with the children’s program at her church and is on the Board of Matthew 25.  Maria enjoys travelling, gardening, reading, and spending time with her family, which includes a slightly spoiled Sheltie!

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