It’s always interesting to hear people talk about their home. Many view it primarily as an asset, an investment. I tend to side with Jonathan Clements who recommends on this site that you should consider a home as the place that you live first, and not primarily as...

ThinkAdvisor, May 11, 2015 Planning to pass on—it’s a touchy subject with many clients, but one that has to be addressed. A proper estate plan can maximize the assets a client’s heirs receive, and it can drastically reduce the hassles, heartaches and expenses inherent...

Few parents greet their children's 18th birthdays with the joy of crossing a marathon's finish line, thinking that their job is done. But in some ways, it is. Your 18- year-old may or may not seem like an adult to you, but in the eyes of the legal and financial world,...

The surge in adults returning to live with their parents after college and beyond is taking a significant bite out of those parents' finances. According to the Pew Research Center, the number of adults ages 25 to 34 living with their parents or grandparents rose from...

By Michele Lerner While parents love to look for signs that their kids are musical prodigies or potential Olympic athletes, many don’t know how to recognize the signs that their teen and young adult offspring are floundering when it comes to money management skills....

By Michele Lerner Whether you’re a helicopter parent who frets over every one of your child’s activities or a freerange parent who takes a hands-off approach to raising your kids, you are both likely to share a concern about your children’s financial future. And it’s...

By Michele Lerner • Bankrate.com Whether you’re a baby boomer struggling to the finish line so you can retire or a millennial facing your first adult responsibilities without a plan, you need some strategies to increase your savings and become financially secure....

In an increasingly complex marketplace, the rules are changing for long-term care insurance April 15, 2014 By Ric Runestad, Owner & Principal, Runestad Financial Services To buy, or not to buy—that is the long-term care insurance question for many Baby Boomers. At a...

March 21, 2014 | By Geoff Williams | U.S. News & World Report “It’s always difficult to share negative financial news, but everyone should remember that it’s best to confront any issues as early as possible. Waiting always compounds the problem. Asking for help...

BY DONALD JAY KORN Financial Planning Under the so-called 4% rule, a retiree can start by withdrawing 4% of accumulated savings, raise withdrawals to match inflation and, with certain assumptions (diversified portfolio, historic results for investments and inflation),...

Dan Rafter | HSH.com | Mar 05, 2014 Did you receive an interest-rate reduction as part of a Home Affordable Modification Program (HAMP) loan modification in 2009? If so, the lower monthly payment that came along with it might begin a steady increase starting this year...